That will never happen to me!!
The famous last words of all too many under insured New Zealanders who find themselves unable to work for a long period of time because of illness or injury.
Did you know that of a group of 100 New Zealanders aged 35 today research and experience shows that they will likely experience the following before the age of sixty five.
- 60% will be disabled for 30 days or more
- 48% will have a major medical trauma
- 19% will die before they reach 65
- And ONLY! 3% of homes will be destroyed by fire
This harsh reality is all too real for our team of advisors as they work with new client claims on an almost weekly basis. Our focus is always two fold; we support you in putting a plan in place to manage your risk both personally and in your business if you are a business owner. And secondly we are in the business of paying claims, we’re there when you need us most.
Chances are that you may even know someone who has made a claim recently, you may even know the harsh reality of illness or injury yourself and why having the right cover in place is so important. Just to remind ourselves how important our work is we review our claims register regularly. We have collated a sample of some of our most recent claims for you to reflect on too. It’s not pretty, and fair to say that it is often just the tip of an iceberg that has devastated a family. The good news is that the examples that follow have cover in place and we have paid their claims. Sadly, as I have said this is so often not the reality for far too many New Zealand families.
Take a moment to reflect on this claims summary, I have no doubt that this information will get you thinking. What we suggest is that you choose to plan for the future rather than worry about it. One of our advisors would be delighted to spend an hour with you without obligation to support you in getting that plan in place. Even if you have cover in place are you absolutely sure that it is sufficient or even relevant?
If you haven’t reviewed your cover in the last 12 months then I urge you to do so immediately, simply call your advisor today on 03 961 5466.
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